Income protection.

Are you risking your financial security? In 2018 only 200,000 people in the UK had income protection cover. Whether self-employed or your employer does not offer sick pay, how would you cope financially if you were unable to work as a result of illness or injury? Likewise, how would your family manage without your income?

Statutory Sick Pay (SSP)

As of 2018 the current level of statutory sick pay is £94.25 per week. Comparatively, the living wage is currently set as £307.88 per week*

*We’ve calculated the living wage as £8.21 per hour for 37.5 hours per week. 

1,000,000

Each year, 1 million workers are unable to work due to sickness or injury.

88.1% pay-out

In 2018, 88.1% of income protection claims paid out to the tune of £648 million.

Cost of income protection

For a 50-year-old carpenter & joiner on £24k pa, a policy paying out £1200pm, tax free could be as low as £26 per month. For a 30-year-old this price would go down to under £10 per month. As a result, peace of mind has a small price to pay.

Be Financially Secure by calling us now!

If you want to safeguard against illness or injury or for more information on how we can help you be financially secure, call BFS Co on 01273 495446 or email info@bfsco.com.

Sources are all listed at www.bfsco.com/stats

Images are free to use courtesy of www.pixabay.com

Business Finance Services Co trading as Be Financially Secure is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

The plan will have no cash value at any time and will cease at the end of the term. If you do not maintain premiums, then cover will lapse.

BFS Co, here to keep you and your loved ones financially secure.

Critical Illness Cover

Critical Illness Cover pays out a tax-free cash lump sum should you receive a diagnosis of a qualifying condition listed on your policy. Conditions can include heart attacks, cancers, strokes or kidney failure. We compare conditions covered as well as costs available from all providers. Because of his we can get the cover most suitable for you. Be Financially Secure today.

Be Financially Secure by calling us now!

If you want to safeguard critical illness or for more information on how we can help you be financially secure, call BFS Co on 01273 495446 or email info@bfsco.com.

Sources are all listed at www.bfsco.com/stats

Images are free to use courtesy of www.pixabay.com

Business Finance Services Co trading as Be Financially Secure is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

The plan will have no cash value at any time and will cease at the end of the term. If you do not maintain premiums, then cover will lapse.

Critical Illness -The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents

BFS Co, keeping you and your loved ones financially secure.

Guide to Trusts.

Which type of trust will you need for each policy type? The guide to trusts will give you an idea of the different types of trust and how they can be used.

Sources listed at www.bfsco.com/stats

Image courtesy of www.pixabay.com

Life Insurance in Numbers.

Over 50% of the population in the UK having no life protection. Be financially secure and protect you and your loved ones. We break some of the facts with life insurance in numbers.

Be Financially Secure by calling us now!

If you want to safeguard against illness or injury or for more information on how we can help you be financially secure, call BFS Co on 01273 495446 or email info@bfsco.com.

Sources are all listed at www.bfsco.com/stats

Images are free to use courtesy of www.pixabay.com

Business Finance Services Co trading as Be Financially Secure is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

The plan will have no cash value at any time and will cease at the end of the term. If you do not maintain premiums, then cover will lapse.

BFS Co, keeping you and your loved ones financially secure.

Life Insurance Shortfalls.

Do you have a Life Insurance Policy in force? Are you sure you have enough to keep your family protected should the worst happen? Here, we highlight some life insurance shortfalls that can occur to help ensure you have the correct level of cover in place.

Be Financially Secure by calling us now!

Do you want to protect you and, ultimately, your family? Would you like more information on how we can help you be financially secure? Call BFS Co on 01273 495446 or email info@bfsco.com.

Sources are all listed at www.bfsco.com/stats

Images are free to use courtesy of www.pixabay.com

Business Finance Services Co also trading as Be Financially Secure is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

The plan will have no cash value at any time and will thereby cease at the end of the term. Furthermore, if you do not maintain premiums, then cover will lapse.

BFS Co, keeping you and your loved ones financially secure.

Business Life Insurance

Call us now and Be Financially Secure!

Do you want to protect you and, ultimately, your family? Would you like more information and advice on how we can help you be financially secure? Call BFS Co on 01273 495446 or email info@bfsco.com.

Sources are all listed at www.bfsco.com/stats.

Images are free to use courtesy of www.pixabay.com.

Business Finance Services Co also trading as Be Financially Secure is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

The plan will have no cash value at any time and will thereby cease at the end of the term, furthermore, if you do not maintain premiums, then cover will lapse.

The FCA do not regulate tax advice.

BFS Co, helping you and, above all, your family be financially secure.