Category: Infographics

Income Protection

Income protection. Are you risking financial security?

Income protection.

Are you risking your financial security? In 2017 only 300,000 people in the UK had income protection cover. Whether self-employed or your employer does not offer sick pay, how would you cope financially if you were unable to work as a result of illness or injury? Likewise, how would your family manage without your income?

Statutory Sick Pay (SSP)

As of 2018 the current level of statutory sick pay is £92.05 per week. Comparatively, the living wage is currently set as £276 per week*

*We’ve calculated the living wage as £7.38 per hour for 37.5 hours per week. Figures are correct as of January 2018.

1,000,000

Each year, 1 million workers are unable to work due to sickness or injury.

87.2% pay-out

In 2017, 87.2% of income protection claims paid out to the tune of £604 million.

Cost of income protection

For a 50-year-old carpenter & joiner on £24k pa, a policy paying out £1200pm, tax free could be as low as £26 per month. For a 30-year-old this price would go down to under £10 per month. As a result, peace of mind has a small price to pay.

Be Financially Secure by calling us now!

If you want to safeguard against illness or injury or for more information on how we can help you be financially secure, call BFS Co on 01273 495446 or email info@bfsco.com.

Sources are all listed at www.bfsco.com/stats
Images are free to use courtesy of www.pixabay.com
Business Finance Services Co trading as Be Financially Secure is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
The plan will have no cash value at any time and will cease at the end of the term. If you do not maintain premiums, then cover will lapse.
BFS Co, here to keep you and your loved ones financially secure.

Critical Illness

Critical Illness Cover

Critical Illness Cover

Critical Illness Cover pays out a tax-free cash lump sum should you receive a diagnosis of a qualifying condition listed on your policy. Conditions can include heart attacks, cancers, strokes or kidney failure. We compare conditions covered as well as costs available from all providers. Because of his we can get the cover most suitable for you. Be Financially Secure today.

Be Financially Secure by calling us now!

If you want to safeguard critical illness or for more information on how we can help you be financially secure, call BFS Co on 01273 495446 or email info@bfsco.com.

Sources are all listed at www.bfsco.com/stats
Images are free to use courtesy of www.pixabay.com
Business Finance Services Co trading as Be Financially Secure is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
The plan will have no cash value at any time and will cease at the end of the term. If you do not maintain premiums, then cover will lapse.
BFS Co, keeping you and your loved ones financially secure.

 

Life Protection

LIFE INSURANCE IN NUMBERS. With over 50% of the adult population in the UK having no life protection, the information below shows why you may need it.

Life Insurance in Numbers.

Over 50% of the population in the UK having no life protection. Be financially secure and protect you and your loved ones. We break some of the facts with life insurance in numbers.

 

Be Financially Secure by calling us now!

If you want to safeguard against illness or injury or for more information on how we can help you be financially secure, call BFS Co on 01273 495446 or email info@bfsco.com.

Sources are all listed at www.bfsco.com/stats
Images are free to use courtesy of www.pixabay.com
Business Finance Services Co trading as Be Financially Secure is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
The plan will have no cash value at any time and will cease at the end of the term. If you do not maintain premiums, then cover will lapse.
BFS Co, keeping you and your loved ones financially secure.

Life Insurance Shortfalls

Life Insurance Shortfalls. Even if you have a Life Insurance Policy in force, are you sure you have enough to keep your family protected should the worst happen?

Life Insurance Shortfalls.

Do you have a Life Insurance Policy in force? Are you sure you have enough to keep your family protected should the worst happen? Here, we highlight some life insurance shortfalls that can occur to help ensure you have the correct level of cover in place.

Be Financially Secure by calling us now!

Do you want to protect you and, ultimately, your family? Would you like more information on how we can help you be financially secure? Call BFS Co on 01273 495446 or email info@bfsco.com.

Sources are all listed at www.bfsco.com/stats
Images are free to use courtesy of www.pixabay.com
Business Finance Services Co also trading as Be Financially Secure is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
The plan will have no cash value at any time and will thereby cease at the end of the term. Furthermore, if you do not maintain premiums, then cover will lapse.
BFS Co, keeping you and your loved ones financially secure.

Business Protection

Business Life Insurance

Business Life Insurance

Call us now and Be Financially Secure!

Do you want to protect you and, ultimately, your family? Would you like more information and advice on how we can help you be financially secure? Call BFS Co on 01273 495446 or email info@bfsco.com.

Sources are all listed at www.bfsco.com/stats.
Images are free to use courtesy of www.pixabay.com.
Business Finance Services Co also trading as Be Financially Secure is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
The plan will have no cash value at any time and will thereby cease at the end of the term, furthermore, if you do not maintain premiums, then cover will lapse.
The FCA do not regulate tax advice.
BFS Co, helping you and, above all, your family be financially secure.